Pay Nothing Upfront Options Available

Solar Panel Finance
& Payment Options

Multiple ways to fund your installation — from outright purchase to fully funded grants. In many cases, your monthly savings exceed your monthly repayments from day one.

0%

VAT on solar panels until March 2027

£7,500

Heat pump grant deducted upfront

Day 1

Savings can exceed repayments immediately

All Finance & Funding Options

From free grants to competitive green loans — every available option explained clearly.

0% VAT Saving

Until 31 March 2027

Save 20%

All residential solar panel, battery storage, and heat pump installations are exempt from VAT until March 2027. This saves you 20% on the full installation cost — automatically applied to your YEERS quote.

Example: £8,000 system saves £1,600 in VAT

Learn about 0% VAT

Green Personal Loans

Available now — 6–10% APR typical

From £50/month

Specialist green finance providers offer personal loans for renewable energy installations at competitive rates. Loan terms of 3–10 years. Subject to credit status. Representative example based on 6.9% APR.

Example: £7,000 over 7 years at 6.9% APR = £105/month

Get a finance quote

Boiler Upgrade Scheme

£7,500 grant — deducted upfront

£7,500 off

For heat pump installations, the £7,500 BUS grant is deducted directly from your YEERS quote — you never pay it upfront or wait for reimbursement. The grant effectively reduces the amount you need to finance by £7,500.

Example: £12,000 heat pump becomes £4,500 after grant

Learn about BUS

ECO4 — Free Installations

For eligible households

100% funded

If your property has an EPC rating of D–G and your household income is under £31,000 (or you receive eligible benefits), you may qualify for a fully funded solar installation through the ECO4 scheme. No cost to you whatsoever.

Example: Full solar + insulation package at £0 cost

Check ECO4 eligibility

Warm Homes Local Grant

Up to £30,000 — Hull & East Riding

Up to £30,000

Yorkshire households with income under £36,000 and EPC D–G may access up to £15,000 for energy performance measures and up to £15,000 for heating improvements through the Warm Homes Local Grant.

Example: Solar + heat pump fully funded for eligible households

Learn about WHLG

Consumer Loan Scheme

Launching April 2027

0% interest

The Government has announced 0% or low-interest consumer loans for home renewable energy upgrades, expected to launch April 2027. Register your interest now and we'll notify you the moment applications open.

Expected: £5,000–£15,000 at 0% or near-zero APR

Register your interest

Worked Financial Examples

Real numbers based on 2026 prices, energy rates, and grant values. Individual results vary.

4kW Solar Panels — Financed

Homeowner in Hull with south-facing roof, no grant eligibility

System cost (0% VAT)£6,800
Finance (7 years @ 6.9% APR)£103/month
Monthly bill savings£67/month
SEG earnings£25/month
Net monthly cost after savings£11/month
System paid off7 years
25-year total benefit~£18,000

Cost of ownership just £11/month from day one

Air Source Heat Pump — After BUS Grant

Homeowner replacing gas boiler, BUS grant applied

Heat pump system cost£11,000
Boiler Upgrade Scheme grant-£7,500
Net cost after grant£3,500
Finance (5 years @ 7.9% APR)£71/month
Annual heating savings vs gas~£400/year
Monthly heating saving£33/month
Net monthly cost after savings£38/month

BUS grant reduces finance need by 68%

Solar + Battery — Maximum Self-Sufficiency

5kW solar + 10kWh battery, grant-stacked approach

Solar + battery system cost£14,500
0% VAT saving (applied)-£2,900 saved
Net system cost (0% VAT)£11,600
Finance (10 years @ 7.5% APR)£138/month
Combined annual savings£1,200/year
Monthly savings£100/month
Net monthly cost after savings£38/month

Full energy independence for £38/month net

Representative figures only. Savings vary by property, orientation, consumption pattern, and tariff. All finance subject to credit status. Ask YEERS for a personalised financial model for your property.

Grant Stacking — Maximise Your Funding

In many cases, you can combine multiple funding sources. Our advisors calculate the optimal combination for your property and circumstances — maximising grants before any finance is applied.

ECO4 (up to £10,000) + 0% VAT + SEG payments
BUS grant (£7,500) + 0% VAT + solar finance
Warm Homes Local Grant (up to £30,000) for eligible households
All grants: Government-backed 0% loans from April 2027

Frequently Asked Questions

Advice on commercial savings, government grants, and renewable technology.

All our installations include comprehensive warranties: 25-year performance guarantee on solar panels, 10-12 year inverter warranty, 10-year battery warranty (varies by manufacturer), and our own 10-year workmanship guarantee. As MCS and TrustMark certified installers, your installation is also backed by insurance-backed guarantees for complete peace of mind.
Contact Us

Start Your Project Today

Ready to reduce operational costs or improve your home's rating? Fill out the form for a free, no-obligation survey. We operate throughout Yorkshire.

Call Us

01482 765 095

Mon-Fri: 9am - 6pm

Email Us

hello@yeers.co.uk

Visit HQ

Office 4, Blanket Row, Hull, HU1 1TB

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